JioFinance

Introducing JioFinance, for you fast and secure UPI payments, seamless bill payments, and timely reminders. Enjoy instant rewards and benefits on all UPI transactions. Instant account opening in a few minutes, with zero balance feature, interest rate as high as 3.5% and a digital passbook, with Jio Payments Bank. Take control of your finances with easy tracking and analysis of your spends in a few clicks. Pay bills, track expenses, and save money with the JioFinance app!

Seamless UPI payments, Bills & Recharges
- Scan any QR codes and pay offline merchants like kirana stores, restaurants, petrol pumps, pharmacies seamlessly with JioFinance UPI. You can also link RuPay credit card to your UPI and make quick merchant payments
- Make easy online payments using JioFinance UPI while online shopping, food ordering, travel bookings and availing online services
- Send money to your friends, family or anyone using their mobile number or UPI ID instantly
- Enjoy effortless bill payments (electricity, gas, water, broadband, etc.) and instant recharges (FASTag, DTH etc.)
- Transfer money easily to any bank account using UPI
- Manage UPI settings like changing UPI ID, adding or removing bank accounts, manage mandates easily all from one place

Simplified Banking experience
- Open a zero balance digital savings bank account instantly in a few minutes
- Get 3.5% interest rate on all your savings
- Transfer funds securely to any other bank account using NEFT or IMPS
- 24/7 Customer support services

Easy Bill payments
- Now link and manage all your bills from one place and get due bill reminders to never miss out on any bill payment
- Convenient utility bill payments for electricity, water, piped gas, broadband, landline etc. with one-click payment option
- Instant FASTag, DTH and mobile recharges to have uninterrupted experiences
- Pay your house rent, maintenance, office rental, security deposit, brokerage, etc. seamlessly
- Enjoy easy payments for credit cards, insurance, loan EMI, charity, education fees, etc.

My Money
Link and view all your bank accounts in one place and analyse all your income and expenses

Loan on Mutual Funds

- Get easy Loan on your Mutual Funds, just in a few clicks
- 100% digital, seamless and easy process for quick finance
- In a matter of minutes you can now pledge your mutual fund investments and access money, that can be used for any of your financial needs
- That’s not all, you dont have to pay the loan interest on full amount at once. You will pay interest only on the utilized amount
- Eligibility of this loan is open to all salaried as well as MSME customers.


Highlights of Loan on Mutual Funds -

Finance Amount: ₹25,000 to ₹15 Lacs
Repayment Tenure: 3 years
Rate of Interest : Flat 9.9%
Processing Fees: Flat 0.50% of sanctioned loan amount Incl. of Taxes



Illustration -
For ₹1,00,000/- borrowed & fully utilized at a monthly interest rate of only 0.825% for 12 months (interest rate on actual utilization amount annualized at Flat 9.9%), the payable amount would be: Processing fee of ₹500 (Flat 0.50%) , Other charges at ₹1000 (Annual maintenance charges levied at the end of each year : 1%) , and Interest ₹9900. The total amount to be paid back to Jio Finance Ltd after a year will be ₹1,11,400.

Insurance broking service
Compare range of Health and Motor insurance plans from multiple insurers

Rewards
Earn exciting rewards with every UPI transaction and bill payment